Deploy capital into
emerging-market
education
- protected.
Aveka brings you a structured, risk-mitigated route into one of the world's fastest-growing lending verticals. We originate, assess, and manage - you provide funding. First-loss protection is held on your behalf.
A structured lending
partnership
with clear returns
Aveka handles all origination, KYC, credit assessment, and collections. You provide the capital. The structure is designed to protect you first.
Zero First-Loss Exposure
A first-loss default guarantee (FLDG) equal to a fixed percentage of each loan is held in escrow before any disbursement occurs. Lender capital is protected before Aveka's own funds.
Verified, University-Backed Borrowers
Every borrower holds a confirmed university offer from an accredited institution. All applications undergo KYC, academic verification, and credit assessment before reaching you.
Full-Service Origination
Aveka manages origination, documentation, disbursement to universities, and in-country collection in the borrower's local currency. No operational overhead for your team.
Growing Pipeline, 9 Markets by 2026
Active origination across Nigeria, Kenya, Ghana, South Africa and Brazil - with Nepal, Mexico, and Peru onboarding through 2026. Volume scales at your pace.
Transparent Portfolio Reporting
Monthly portfolio performance data covering disbursements, repayment rates, PAR30, and NPA tracking. Full documentation available on request under NDA.
Customisable Partnership Terms
We work with your credit team to structure deployment limits, geography preferences, loan tenor, and return parameters. Pilot allocations available to new partners.
Where we source
borrowers
All markets have active origination infrastructure, local KYC capability, and in-country collections teams.
Interested in
a
lending partnership?
We work with a limited number of institutional lending partners. Leave your details and our team will follow up under NDA.
For regulated financial institutions only. All information shared under mutual NDA. Aveka does not share enquiry details with any third party.